Business Insurance

    Business insurance built around the way your industry really works.

    From transport and construction to professional services, property, retail, hospitality and trades, Marble helps New Zealand businesses structure cover around real risks, real contracts and real claims scenarios.

    Why an industry lens

    Most business insurance websites talk in policy names. Business owners think about the truck off the road, the job site delay, the client dispute, the stock loss.

    Material damage. Liability. Business interruption. Vehicle cover. Cyber. Professional risk. The product list is long – and largely the same on every adviser website.

    But business owners do not think in policy names. They think about the landlord requirement, the employee injury, the machinery breakdown, the fire, flood or claim that suddenly tests everything.

    That is why Marble looks at business insurance through an industry lens. Because the right cover depends on how your business actually operates – the contracts you sign, the assets you rely on, the customers you serve and the risks that quietly sit underneath all of it.

    The pages below are written for business owners, not algorithms. Pick your industry – or talk to an adviser who already understands it.

    Marble insurance adviser discussing cover options with a New Zealand business owner
    Cover review

    Not sure if your current cover still fits?

    Businesses change. Vehicles get added. Contracts get bigger. Staff numbers shift. Equipment gets upgraded. New risks appear quietly. A Marble adviser can review your current insurance programme and help identify gaps, overlaps or areas where your cover may no longer match the business.